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Complete archive of Coastal Insights — every dispatch on STR permits, luxury rental tax strategy, JADU and ADU rules, coastal market data, and CA landlord law from Newport Beach to San Diego.

56 articles · Page 3 of 3.

Southern California coast from Newport Beach to Laguna, short-term rental compliance guide
Vacation Rentals

Short-Term Rental Compliance Across Coastal California

Every coastal California city governs short-term rentals differently. This pillar guide breaks down permit pathway, owner-occupancy, night caps, TOT, and Coastal Commission posture from Santa Barbara to San Diego.

Paul Johnston Jan 27, 2026
High-altitude aerial view of the Orange County coastline at sunset, Pacific Coast Highway curving along the bluffs
Property Management

Passive Loss Deductions on California Rentals

Coastal rental losses are passive by default. Under $100K AGI you can deduct $25K against W-2 income; from $100K–$150K it phases out; above $150K, all losses suspend. Here is the playbook for each tier.

Chris Kerstner Jan 22, 2026
Exterior of a contemporary coastal California single-family rental at late afternoon, with a clean rooftop solar PV
Property Tech

Energy Efficiency Tax Credits Before the 2026/2027 Sunset

IRS energy credits 45L, 179D, and 48E are sunsetting in 2026 and 2027. Coastal rental owners who place qualifying improvements in service before the deadlines unlock thousands per door, after that, the deductions vanish.

Chris Kerstner Jan 16, 2026
Property owner at a Newport Beach single-family rental qualifying for real estate professional status
Property Management

The 750-Hour Test for Real Estate Professional Status

REPS lets coastal rental owners deduct unlimited rental losses against W-2 or business income. Here is the 750-hour test, the more-than-half-time test, and the documentation the IRS actually wants to see.

Chris Kerstner Jan 15, 2026
Orange County coastal home with a detached ADU illustrating ADU vs JADU property tax rules
Adu Rentals

ADU vs JADU in California for Coastal Property Owners

ADUs and JADUs both add a rentable unit, but property tax, permitting, owner-occupancy, and STR rules diverge sharply. A side-by-side breakdown for coastal California owners.

Chris Kerstner Jan 15, 2026
Laguna Canyon hillside rental homes with defensible-space fire-zone clearance
Insurance

Renting in Laguna Canyon's Fire Zone

Post-fire insurance challenges demand proactive disclosure and policy management. Learn CA wildfire zone requirements, tenant notification protocols, and renewal strategies.

Chris Smith Jan 12, 2026
San Diego Pacific Beach beachfront homes along the shoreline, vacancy trends
Trends

San Diego Beachfront Vacancy in Q2 2026

Q2 2026 San Diego beachfront vacancy dropped to 2.8%, while luxury rents climbed 7.3% YoY. Submarket analysis reveals where coastal investors are capturing premium yields.

Paul Johnston Jan 5, 2026
Luxury oceanfront homes along the Laguna Beach coastline, Q2 2026 rental market
Trends

Laguna Beach Luxury Rental Yields in Q2 2026

Q2 2026 data reveals Laguna Beach luxury rentals delivering 4.8–7.2% gross yields, with short-term strategies outperforming long-term holds by 180 basis points in oceanfront zones.

Chris Kerstner Jan 2, 2026
Orange County beachfront properties on Pacific Coast Highway for a 1031 exchange strategy
Finance And Taxes

1031 Exchanges into California Rental Property

Master the 1031 exchange process for coastal California real estate. Learn identification rules, DST options, and how to defer capital gains while upgrading to premium beach markets.

Chris Kerstner Dec 30, 2025
Coastal single-family rental cross-section showing cost segregation depreciation components
Finance And Taxes

Cost Segregation on California Rental Property

Cost segregation studies reclassify 20–40% of a coastal SFR's basis into 5- and 15-year property, unlocking immediate bonus depreciation and dramatically improving after-tax cash flow.

Chris Kerstner Dec 22, 2025
Navigate California Coastal Commission jurisdiction, setback rules, and local ordinances for Orange County beach-city ADU
Adu Rentals

Orange County Coastal ADU Setbacks

Orange County coastal ADU development requires navigating CCC jurisdiction, setback requirements, and city ordinances. This guide clarifies entitlement pathways for SFR owners.

Paul Johnston Dec 18, 2025
Complete guide to Santa Monica short-term rental licensing under SMMC Chapter 6.20. Primary residence rules, 180-day caps
Vacation Rentals

Santa Monica Short-Term Rental Licensing in 2026

Santa Monica's short-term rental ordinance requires active licensing with strict occupancy limits and primary residence verification. Here's your complete compliance roadmap.

Paul Johnston Dec 17, 2025
Navigate California Coastal Commission permits for JADU conversions in San Diego. Complete guide to AB 2221 compliance
Adu Rentals

San Diego JADU Permits in the Coastal Zone

Converting existing space to a JADU in coastal San Diego requires CCC coordination. This guide covers AB 2221 compliance, permit strategy, and approval timelines.

Paul Johnston Dec 10, 2025
Complete guide to Newport Beach short-term rental permits, licensing, TOT registration, and coastal commission requirements
Vacation Rentals

Newport Beach Short-Term Rental Permits in 2026

Newport Beach's 2026 STR ordinance requires permits, TOT registration, and coastal compliance. Understand licensing, occupancy limits, and enforcement penalties.

Paul Johnston Dec 8, 2025